This day is a great day welcomed Patrick Werner December 9

"This day is a great day," welcomed Patrick Werner December 9. The President of the Executive Board of the Banque Postale then presented its new offer of insurance-damage developed in partnership with Groupama. "After five years of existence, we can finally offer the full range of Bank and insurance products and services," he concluded.

Eight months earlier, the Bank had launched its offer of credit consumption, who came out of real estate credit, a first Grail obtained in 2006. Still missing its palette of bancassureur a range of health insurance and a supply of credit to businesses, but it is a matter of months because the foundations are already in place. The partnership signed in May 2009 with the General mutual should allow it to distribute its first complementary health contracts next fall. The credit business, the Ministry of the economy having given the green light to the Banque Postale in August, it has quickly file a request for approval to the supervisory authority (CPA). Without waiting, she already started looking for a partner to develop a real estate leasing offers and signed a partnership with France Initiatives, first associative network of funding and support the creation and the resumption of business.

Recovery in hand

Past 12 months and concluded years of tough negotiations conducted by Patrick Werner with the Treasury Board for the same weapons as other banks. Another step can begin, the deployment to be shiver its competitors. With its 17,000 points of sale and its 10 million customers, on average less equipped than other rates networks, La Banque Postale has indeed a beautiful line of progression. The crisis also reinforced its will to savers cooled by the significant losses of its competitors on the markets. The last five-year business plan of the station table on a growth of 20 per year operating income of its banking subsidiary, which should represent three quarters of the public group in 2015.

It remains to know if Patrick Werner reap the fruits of his labour. Its mandate is indeed arrived expires in December, almost at the same time as that of the President of the post, Jean-Paul Bailly. The renewal of the took the step, pushing to the next Supervisory Board of La Banque Postale, in March, the question of Patrick Werner. The rise of this pugnacious finance Inspector and connoisseur of the mysteries of Bercy earned him his lot of enmities among postal workers and its difficult relations with Jean-Paul Bailly are public knowledge. Six years already, the pattern of the post removed Patrick Werner of the network of post offices over to Christian Kozar, then Director of mail. This apparent repudiation did not prevent Patrick Werner to be appointed a few months later at the head of the young banking subsidiary of the group.

This time, its balance sheet appears as her best asset, but annoys her independence. Jean-Paul Bailly, who enjoys the support of the State, would he include a Director General. A recovery in hand including Patrick Werner does not want to hear. Relatives encourage him to chew his brake rather than slamming the door. "A third man would not change anything because the personality of Patrick Werner it would stifle in a few months," promises this close.